December 2013 News


Electronic voucher programs heat up in Brazil

ALELO, a leading benefits management and electronic voucher organization based in Brazil, has launched the latest in EMV technology to support their important meal voucher programs in the country. The advanced ALELO card program utilises an EMV approved application implemented on MULTOS technology from Multos International.

In conjunction with this project we have also been working with the local Brazil card manufacturer suppliers, providing the MULTOS chip and EMV application and assisting in the setup and support during issuance. ALELO has already begun issuing the card, enabling payment services and meal benefits to their program customers.

The meal voucher programs in Brazil are taking a leadership role in converting their cards to EMV technology, to offer greater cardholder value-added features while achieving much higher security over magnetic stripe cards. The MULTOS offering has become the platform of choice for electronic voucher, fuel and other closed-loop systems around the world.


First 'RuPay' chip debit cards launched in India, secured by MULTOS

The National Payments Corporation of India (NPCI), a domestic card scheme in India, has recently started the first chip-based debit card projects with several Indian issuers. The RuPay chip card products are based on international EMV specifications. Bank of Baroda (BoB), an Indian state-owned banking and financial services company and Saraswat Co-operative Bank Limited, an urban co-operative bank in India, are the first two banks to issue the advanced RuPay chip cards, both using MULTOS technology. These first issuer projects for RuPay brand in India have chosen personalisation services from well known providers. We are pleased to be working with them on these customer projects, showing the ease of bringing new EMV programs quickly to market.

RuPay is an Indian domestic card scheme conceived and launched by NPCI. (NPCI - National Payments Corporation of India - is the umbrella organisation of all retail payment systems in India). The main objective of RuPay projects is to enable electronic payment at all Indian banks and financial institutions. RuPay hopes to give banks new opportunities to operate in the card payments domain of India.

Cartes 2013 Recap

Cartes 2013 Recap

It was a great exhibition at Paris Cartes 2013 and we were delighted by the reception on the MULTOS booth during the 3 days. For those of you that were able to come along, please don't hesitate to let us know if you need any further information. For those who were unable to make it this year, following is a summary of the main areas covered. The Consortium introduced and demonstrated the 3 key messages being MULTOS is Easy, MULTOS is Fast and MULTOS is Secure. Whitepapers also accompanied these themes to highlight the important themes related to benefits for issuers, personalization bureaus and vendor partners - see for more information. We also demonstrated the ease of MULTOS provisioning, particularly in a mobile environment. This demonstration showed live on the booth, the building and personalizing of a MULTOS EMV application, loading onto our MULTOS contactless MicroSD device and instantly performing contactless payment transactions and other related contactless use-cases. This was made possible with the assistance of Consortium member, Thales, providing the dataprep component. We will be rolling out our MicroSD product over the coming months so watch out for more news on that solution.

Finally, it was our pleasure to be part of the MULTOS 500 Million pieces milestone, with the Consortium announcing this significant achievement during Cartes. This is a recognition of customers of MULTOS products, from all over the world, and a glowing testament that the technology continues to thrive, especially in the fields of secure payments and government ID.