Executive Team

Richard Cusson

Richard Cusson

Managing Director

Richard's involvement with smartcards dates back to 1987 when he joined Groupe Bull, the French smartcard pioneer. He later held the positions of International Sales Director for Bull CP8 (ATMs, EFTPOS and Smartcards) in Paris from 1992 to 1995 and General Manager of Bull's South-East Asian Operations from 1996 to 1999 (Malaysia).

Richard joined Keycorp in 1999 and spent 3 years at the corporate Head Office in Australia as a founding member and the General Manager of their nascent smartcard division.

In September 2008 Gemalto, the world leader in digital security, purchased Keycorp's smartcard division and created Multos International.

Richard spent the last few years between Montreal (Canada) and Shanghai (China) to be more closely involved in MULTOS' expansion in those regions.

Richard is a graduate from l'École des Hautes Etudes Commerciales (HEC) Montreal.


Andrea Vuletic

Andrea Vuletic

Manager, Technical Services

Andrea's involvement in smartcard industry began in 1994 when she joined the company to establish and lead the newly formed smartcard development team tasked to deliver the first SIM card developed in Australia. Since then she held team leader, project management and Smartcard R&D General Management roles, providing leadership and direction to the development team. With years of expertise gained in many smartcard projects, Andrea is now leading the team of Smartcard Technical Experts providing consultancy and technical support services to MULTOS customers embarking on banking and identity projects worldwide.

Andrea holds Bachelor Degrees in Electrical Engineering and Computer Engineering from the University of Zagreb, Faculty of Electrical Engineering and Computing, Zagreb, Croatia.


Graeme Bradford

Graeme Bradford

Vice President - Marketing

Graeme joined the organization in 1997 and during that time worked on the company's core secure products and solutions. His roles have ranged from engineering, project management, product management, Regional Director for US/Latin America and now as VP Marketing heading up the marketing and product management. With over 18 years experience in the payments and telecommunications industries, he has extensive knowledge of transaction systems, smartcard technologies and has been involved in large global EMV and identity projects.

Graeme holds Bachelor degrees in Engineering and Information Technology from QUT (Queensland) and a Masters of Business Administration from University of Southern Queensland.


Laurence Sterling

Laurence Sterling

Vice President - Technology

Laurence's involvement with MULTOS dates back to 1997 when he joined the development team that created Keycorp's first MULTOS implementation. Since then he has developed core operating system software, managed many projects and security evaluations of MULTOS products. Currently, Laurence is responsible for the ongoing product development and management of Multos International's product range.

Laurence has a degree in Computer Science from the University of Canberra.


Marcelo Gonzalo

Marcelo Gonzalo

Sales Director, Latin America

Marcelo joined Multos International in 2010, he has been responsible for managing the fast growing Latin American business, driving new opportunities and building on existing relationships.

He has been involved with the Brazilian card market since 1996, starting as technical support and then moving into strategic positions on sales and business development with key industry players such as Datacard’s local distributor, Vasco Data Security distributor and with one of the largest card manufacturers in Brazil. During this time, Marcelo has been helping large financial institutions in the region to migrate their vast card portfolios to EMV and also working on identification programs and strong security solutions for internet banking.

Marcelo holds Bachelor Degree in Electrical Engineering with electronic specialization at Faculdade de Engenharia São Paulo and Business Management Pos Graduation at SENAC (São Paulo/SP)


Michael Crawford

Michael Crawford

Vice President - Operations

Michael has been involved with smartcards since joining the company in 1996 in a variety of engineering and operations roles, and currently leading the supply chain and operations with Multos International. Prior to that, Michael worked as a process engineer and manufacturing engineer in the electronics manufacturing industry.

Michael has an MBA from the Australian Graduate School of Management and holds a Master of Commerce and a Bachelor of Engineering, both from the University of New South Wales.


Thomas Flynn

Thomas Flynn

Vice President – North America Sales

Thomas has been in the smart card industry since 2004 and joined Multos International in 2015 to manage the North American business. His smart card experience spans multiple markets and involves the industries’ most notable identity credentialing programs. He has been responsible for developing major programs at Fortune 50 companies in the Energy, Financial, Government, Healthcare and Technology markets. Prior to the smart card industry, Thomas held sales management, product marketing and business development positions for Hewlett-Packard and Mars Electronics.

Thomas received his Bachelor of Science in Electronic Engineering Technology from Capital College in Laurel, Maryland.